Jetting off for your first sojourn solo can be both a terrifying and exciting experience at the same time, but what is most important is that you have suitable back-up in case something should go wrong. Any number of things could cause a hiccup on your travels but if you’ve picked the right cover and company you will be sorted out and on the road again in no time. We have outlined some key features of insurance and why it could be invaluable to you when abroad.
Stolen or lost baggage and money
Having your money or belongings stolen or lost is one of the worst things that can happen on a trip. It leaves you vulnerable, panicked and often without a change of clothes. However if you’re covered, you are safe in the knowledge you will get the money or expenses for the lost items back.
Medical expenses
If you choose the right policy, any medical problems that may arise whilst you’re away will be covered so there’s no need to shell out your saved travel money and curtail your trip if you encounter any hospital or dental bills.
Cancelations
If you have to cancel your trip for any reason then your policy should cover you for a certain amount as a result of termination.
Missed departure
We’ve all done it; one too many drinks the night before or a mind blank when it comes to setting an alarm and you miss your scheduled flight. This will probably happen at least once during your gap year but if you have insurance you will be covered for additionalaccommodation and travel expenses while you try to reach your next destination.
Travel delay
Flights are delayed all the time but its worse when you’re missing out or losing money while you wait so by insuring yourself against delays you can relax in the departure longue with relative peace of mind.
Catastrophe
There have been some notable events which have affected travel in recent years. In the event of a natural disaster affecting your travel you will be covered, so there’s one less thing to worry about.
Gadget cover
Who wouldn’t insure their coveted iPhone, preciousiPod or expensive camera? Travelling isn’t kind to gadgets and bumps, falls and pools are their enemy. If your gadget is stolen or plops down the toilet or worse down a mountain you won’t need to worry, as you will be covered.
Anything can happen during a whole year of travelling but at least rest your mind, and more importantly you parents, by securing the right travel insurance before you leave.
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